Shop owner flipping a closed sign to open in front of a charming boutique store.

Coverage Highlights

  • Property and Casualty solutions offered for small businesses on a primary, excess and non-admitted basis.
  • Policies offered on a package and monoline basis in both property and casualty, with an emphasis on providing property in support of casualty.
  • Coverage is offered for hundreds of industry classes including Construction, Real Estate, Service, Health and Beauty, Hospitality, Retail and Manufacturing.
    See below for some industry specific information.
  • Casualty limits are primarily $1 million to $2 million in the primary layer, with $5 million excess capacity available for most classes.
  • Minimum policy premiums start at $500 and vary by class with an average policy premium around $2,500.
Underwriting associate taking notes while working on her laptop.

Advantages

Eligible insureds receive access to advantages, including:

  • Dedicated Underwriting Team - experienced and dedicated team to help agents and their clients manage their risks.
  • Underwritten by A.M. Best Carrier - Rating of A (Excellent), Financial Size Category XV.
  • Claims - expertise in dealing with the exposures of the markets we serve.
  • Property and Casualty solutions offered on a primary and excess basis
  • Policies offered on a package and monoline basis in both property and casualty.

Some of the Top Industry Segments We Cover:

Construction

Small artisan contractors, remodelers, or general contractors. Residential and commercial risks.

Real Estate

Apartments, homeowners' & condo associations, dwellings, mobile home parks, vacant buildings, warehouses, offices, and landowners.

Service

Civic organizations, property management, animal services, athletic programs, and clubs.

Manufacturing

Low to medium hazard products

Hospitality

Restaurants, bars, taverns, hotel/motel, bowling alleys

Retail / Entertainment

Stores, amusement centers, theaters, fairs, flea markets.

Health / Beauty Professionals

Exercise and health facilities, beauty/barber shops, spas (non-medical), medical equipment sales and rental, counselors and therapists.

Featured Business Classes

These are just a few of the hundreds of industries we proudly provide coverage for. Let us know what we can do to help you!

Shop owner holding an open sign in front of a small business.

Retail Shops

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A landscaper trims the side of a hedge on a commercial property

Landscapers, Tree Trimmers, Lawncare

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Pest controller spraying the side of a commercial building to manage pest issues.

Pest Control

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How to Apply

While we do not require a traditional application, there are a few items that you will need to provide.

Please include the following with your submission:

  • ACORD Applications
  • Five Year Loss Runs
  • Account Narrative
Please Submit All Required Documents to:

Have questions? Please fill out this form and we'll be in touch!